ESTATE PLANNING COUNCIL OF EASTERN NEW YORK, INC.

How to integrate retirement benefits into the typical estate plan now that SECURE has taken away the life expectancy payout for most beneficiaries. Case studies illustrate the planning options for the client whose major asset is an IRA or other retirement plan, and who wants to:

• Benefit the surviving spouse (including "second marriage" situation)
• Leave benefits to adult children, minor children, multiple children
• Leave benefits to a disabled beneficiary
• Plan for a traditional vs. a Roth IRA
• Hear about “outside the box” solutions for replacing the stretch IRA
• Keep perpetual control while getting maximum deferral and low tax rates
• Hint: That last client may be disappointed

This presentation answers these questions, explaining the pros, cons and pitfalls of various approaches, including the conservative, the practical and the "cutting edge."

Continuing credit will be filed for CLE. CE for CFP, CPA, and self-reporting credit is expected.